New Moms: 4 Ways to Turn Financial Stressing into a Free Blessing

Nothing is more rewarding and yet more nerve-wracking than bringing a new baby home. In truth, you need to invest more than just love and time into your new bundle of joy; you also need to invest money.

On average, it costs approximately $3,500 for each hospital stay to deliver a baby. Even more jaw dropping is the fact that it is projected to cost the average U.S. middle-income family approximately $245,000 to raise a baby born in 2013 to the age of 18. Fortunately, there are ways to decrease that financial stress by gearing up with free baby items.

Buy, Sell, Trade

Many companies and websites now promote the idea of a buy, sell, and trade market. You can find many of these markets located on social media pages as well as throughout newspapers. Enter a search query for buy, sell, trade companies and you will quickly find several thousand results before your eyes.

Buy, sell, and trade markets are great for acquiring free things for your new baby. You could perhaps trade off something you no longer need for credit or for gently used baby items. For example, perhaps you no longer want or need your game system. Playing video games might seem difficult with a new baby in the house.

You can box up the game system and trade for baby items with a similar value. Therefore, selling a game system worth $200 or $300 allows you to choose baby items within the same value range. Perhaps you can score a free stroller or a free crib that way. You may also be able to find free baby samples online.

Make Use of Friends and Family

Do you have a family member or a friend whose child is now growing older? You can talk to your friends and family members to see if they have anything you can use for your baby. They may have anything ranging from clothing to burp rags, baby bedding to unused diapers, and more.

Find Local Organizations

If you find yourself financially struggling, there are many organizations near you that are willing to assist you in acquiring the things you need for your infant. For instance, churches are often willing to help with the cost of a car seat or a safe, suitable crib for your child.

Organize a Mommy Swap Meet

A mommy swap meet has a similar concept to that of buy, sell, and trade markets. However, in this instance, you might be able to both obtain free items for your baby and make a few friends while you are at it.

Pitch ideas to the moms that allow them to all benefit from your swap meet. The moms can all discuss what types of items they need and what items they have to trade. As the organizer, it will be up to you to keep track of everything, such as in a spreadsheet.

Once you have everybody’s information down, you can begin organizing who is going to swap what for what and with whom. This is a great way for busy, financially strapped moms to make life a little bit easier once there is a new baby in the house.

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What You Should Know About Investing In Gold

Do you sometimes find yourself in a financial bind that is hard to come out of? If you want to make sure that there is a way to make money in hard times, you should consider investing in a few pieces of gold. Find out in this article why investing in gold is a smart way to get financial security, as well as where it can be sold if you need some quick cash.

Why is Investing in Gold a Smart Thing to Do?

The best thing about gold is that it is available in many different forms, which gives you the option of collecting coins, jewelry or anything else that you can find. You don’t have to worry about your gold being in top shape, as the only thing of concern is that it must be real. If you happen to resell the gold, the dealers will usually melt it down and use it for creating something else. So if you find a badly tangled gold chain, there is no need for you to untangle it before selling it to a dealer.

Investing in gold is smart because it is a precious metal that is always in demand. However, there are times when it is in a higher demand than others. It is a good idea to get into the habit of watching the stock market if you want to know when your gold is worth the most money. Knowing when gold is in high demand can also help you avoid selling it for a price that is lower than deserved.

What Kind of Dealers Can Gold Be Sold To?

Pawn shop dealers are usually willing to loan money gold items, and you can actually get the items back if you pay the loan off. You can also sell gold permanently through a pawn shop if you don’t want the items back. If you want a good deal on your gold, you may want to visit a dealer that is strictly in the business of buying and selling it. Gold dealers will sometimes send you envelopes in the mail for shipping your gold items to them, which can be convenient. When they receive and inspect the gold, you get money deposited in your bank account.

No matter where you decide to sell gold, you can count on it bringing you some income. If you have any gold already, get in touch with a dealer like Atlas Loan & Jewelry Co to find out how much money you can get!

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