Although you might have valuable jewelry tucked away in your jewelry box, you might have never thought about hiring a professional to appraise your pieces. You might assume that this is only necessary if you are planning on selling your jewelry some time in the near future, but this is not the case at all. These are a few other reasons to consider having your valuable jewelry appraised.
1. Acquire Identifying Information
First of all, it is always good to have identifying information on hand when you own valuable jewelry. Imagine if your precious jewelry were stolen right from your jewelry box — would you know how to describe it to law enforcement professionals? With an appraisal in hand, it will be easy for you to provide all identifying information to the local police department to help ensure that you get your items back.
2. Ensure Your Jewelry is Properly Insured
If you aren’t fully aware of how much your jewelry is worth, it can be difficult for you to ensure that it is properly insured. However, if your jewelry gets damaged or stolen, you will probably be devastated if you find that you don’t have ample coverage to cover it. Depending on the value of your jewelry, you may need to purchase a separate jewelry policy through your homeowners or renters insurance company, or you might need to increase your overall coverage. Knowing that now — rather than after something happens — can make a big difference in whether or not your valuables can be replaced if necessary.
3. Provide Proof of Ownership
Some insurance companies want actual proof that you are the owner of certain jewelry, particularly if the jewelry is very valuable. If you have it appraised, you will have this proof. Plus, the jewelry appraisal service that you use will also have a copy and will be able to back you up. This can be helpful when you are signing up for coverage or if you are submitting a claim.
As you can see, there are many reasons to have your valuable jewelry appraised. Along with these three things, it will help you prove that your jewelry is real and will help you prove its value in the event that you do decide to sell it later on. Either way, a good jewelry appraisal service should be able to help you with this process for a reasonable rate. For more information, contact someone like Certified Gem Lab.Learn More
Setting up your patio for the first time is a fun activity, and the more creative you get, the more unique your space will become. Hanging candle lanterns are an awesome choice for your patio as they provide a beautiful ambiance. Add to that ambiance with creative soda can lanterns, that you can make yourself. Here’s how to do it.
Step 1: Gather Your Supplies
Step 2: Clean Out the Cans
Using soap and water, wash out each can so there is no sticky residue. Dry the outside of each can with a towel so they are not slippery to hold. If you want to be completely sure they are dry, set the cans upside down to air dry, or wait to dry the inside of the can with a towel after step five.
Step 3: Draw the Cutting Lines
Using your marker and a steady hand, draw an “I” along the middle of the can. There should be one centerline that runs half to three-quarters of the length of the can, or 2.5 to 3-inches on a standard 12oz can.
On the top and bottom of your centerline make two parallel lines running about 2 inches long each, completing the “I.”
Step 4: Cut the Lines
Using your razor blade or utility knife, cut along the lines you created. Be sure to approach this step slowly and carefully, so you don’t cut yourself. If you are worried, you can wear a pair of work gloves, though the bulk may make the cutting process more difficult.
Step 5: Pull the Side of the Can Open
You will see that the cuts created two flaps. Pull the two flaps outward so they hang open. You can also slightly curl the sides out as well by rolling them out inside themselves like a small scroll.
Step 6: Insert the Candle
You will see that the bottom of the can has a little lip, just the right size for a tea light candle to fit in. Insert a small candle into each of your cans and viola! You just up-cycled soda cans to make the most creative lanterns on the block.
Now that you have created your soda-can lanterns, use them anywhere on your patio that you need a little extra lighting and a creative feel. Perhaps the best part about these lanterns is that you can reuse them with minimal cleaning and easy storage. If you don’t have the time or energy to make your own lanterns, check around online for hanging candle lanterns for sale.Learn More
Is your little boy fascinated with cars? If so, then you will definitely be his hero when you decorate his bedroom with a car theme. Here are some ideas that may inspire you to create something unique and fun as you decorate.
The Floor – Is there already established flooring in your little boy’s room? If so, it would still be a great touch to buy a big area rug that has a pretend city on it with roads as part of the design. If you do that, your son can play with his collection of cars as he makes believe that they are going from one destination to another. If you are selecting brand new flooring for his room, consider concrete that an artisan can faux paint with roads across the United States. Some good ones to include would be famous ones like Route 66, the Pacific Coast Highway, Blue Ridge Parkway, US Highway 1 and Great River Road.
The Walls – One great idea would be to select wallpaper with antique cars or modern sports cars as the design. Or, paint the walls in his favorite color and enhance them with a wallpaper border of cars. Another choice would be to stencil cars over the doors and windows in his room. Framed posters of famous race car drivers or framed movie posters would be a great addition to the room. Some movie posters that would be good would be old ones like Chitty Chitty Bang Bang or The Absent Minded Professor.
The Decor – Select bedding with a car motif on it.To make life easier for your son and for yourself, buy just a fitted sheet and matching pillowcases, but no top sheet. At the bottom of the bed, have a folded solid color comforter that he can just pull up at night. In the morning it will be super easy to just fold the comforter and plump the pillow to get the bed looking nice. Since he loves cars so much, he probably already has car shirts and car T shirts that he might have outgrown. If so, consider turning them into throw pillows. Don’t sew them into traditional square or rectangular shapes. Instead, just fill the shirts with batting, keeping the sleeves and even the buttons on the pillow.
More Shirts – With Christmas coming up, you have probably already decided to buy your son new car shirts. You’ll be his hero! In fact, don’t forget to buy an oversized one that he can use as a night shirt. Those same car shirts can be part of the decor of his car-themed bedroom. A great touch would be to get colored plastic hangers that will hold the brand new shirts as you put them on wall pegs or on a clothes tree.
Don’t forget to take pictures of your son in his new shirt. Then frame the picture and put it on his chest of drawers so he can see how cute he is!Learn More
If you have hit upon hard times and need a bit of extra cash, you may be trying to find the phone number of the person who advertises to buy your spare gold. At first, you may be wondering if you have any spare gold, and if it is of any value. Go search through your jewelry box. There is bound to be a piece or two you never wear, or perhaps a broken piece or only one earring of a set. Gather it all up and take stock of what you have. Before placing the call for the buyer to come, here are a few tips to ensure you get the most out of your gold.
Separate the Karats
Gold jewelry is not pure gold. Pure gold is too soft to be of any value in jewelry. A gold buyer is only interested in the actual gold. Separate your gold by the karat weight. The 24k gold has the most gold in it and will be worth the most. If you were to hand it all over to the buyer, he or she may weigh it all together and pay you for the lower karat weight value. This can result in a much lower price.
Consider Each Piece
A gold buyer is interested in the gold content of the jewelry. If there are any gemstones in the piece, you should remove them and try to sell them separately. If you cannot do this, before contacting a gold buyer take the pieces to a used jewelry store or even a pawn shop. The stones and design of the piece could make it worth much more than just the gold value. Keep in mind, though, they do not offer the highest price for the gold content.
Know What You are Selling
If you are in a tight spot for money, you probably don’t want to spend any to get an appraisal on the piece. However, you can take the piece to a jewelry store or pawn shop to find out how much each piece weighs. Go in and ask them how much they would pay for each item, and then tell them you will think about it after they weigh and price each piece. Contact a few buyers to ask how much they are paying per gram of gold once you know how much you have. This way, you will have a good idea of how much you will receive.
You may be surprised at how much money you have sitting in your jewelry box. Some you may sell to a gold buyer like Revell JH Jewelers And Goldsmith for the gold content and some may go to a used jewelry store or pawn shop. No matter which way you go, you are only getting rid of things you don’t want or use any more, and it could help pay a bill.Learn More
It is hard to know where to invest your money. You may not want to put money in the markets or in a savings account. You may want to have something more tangible, which is what you get with coins. You can invest in gold and silver coins to start building your assets. This is not only something that will give you a solid investment, but it can also be a fun hobby. Silver coins are an affordable way to begin your endeavor. Here are the steps to start investing and collection silver coins:
1. Know Your Coins Before You Get Started Collecting
Before you get started collecting, you will want to know the different types of coins. These are basically divided into two categories. The first of these is the bullion coins that are produced for investment and are usually valued by their weight. There are also numismatic coins, which are coins for collectors, which can be special mints, coins that have been in circulation and rare historic coins.
2. Deciding On An Objective When Investing In Coins
You will also want to decide on your objective when collecting coins. If you are doing this for a hobby, the value of coins may not be as important to you. On the other hand, if you want to build assets, you will want to pay special attention to the value of coins to make your collection a valuable investment. This can include buying bullion, as well as rare coins that are worth more than their weight or face value.
3. Making Secure Investments In Silver Coins For Collections
Once you have decided on your objectives, you will be ready to start buying coins. You will want to buy your coins from reputable dealers. Major mints also allow numismatic collectors to buy directly. There are also third party dealers that sell coins that are not available from mints. These silver coin dealers can have a lot of the rare and valuable coins you want to add to your collection.
4. Buying Bullion And Specialty Coins For An Investment
If you are building a coin collection for your assets, bullion and rare coins can be a great investment. You can buy bullion from many different mints. If you are investing in silver, you want to make sure that it is 99.9 percent pure, which is the purest silver bullion. You can also buy silver coins from mints at the market price of silver. Look for the coins that have a limited production, which will ensure that they increase in value as they become rarer.
5. Collecting Rare And Numismatic Coins To Add Value To Your Collection
Another good way to build your investment is to find rare numismatic coins. These can be silver coins that have a limited production from mints. You can also find coins that are so rare, their value may be much more than their weight or face value. One good example of this is the US Nickels minted between the 1930s and 1960s. Most of these are worth a couple of dollars but some are worth more than one-hundred dollars.
These are some tips to help you get started investing in silver coins. If you want to start buying coins or have some to sell, contact a silver coin dealer (such as American Precious Metals Inc) to get the help you need with your coin collection.Learn More
All of us have a core group of best friends whom we remain close to for life. That’s why friendship jewelry, including monogram necklaces, can be so meaningful. Creating matching monogram necklaces can cement those lifelong bonds and remind you why you became friends in the first place.
Benefits of Friendship Monogram Necklaces
The benefits of designing and purchasing friendship monogram necklaces are similar to those of friendship bracelets, which include the following:
Choosing the Metal and Decorations
Now that you’ve decided to make monogram friendship necklaces, you need to choose the type of metal you want to use as well as its color. Gold and silver are often utilized in friendship necklaces. These metals are strong and sturdy and are generally quite handsome with their yellow and silver colors. However, they may also be tinted different shades by the jewelry maker. If you are allergic to metal or want to try something different, acrylic and glass necklaces are also available.
After choosing the necklace material, you can decide on its decorations. Monogram necklaces can be adorned with a wide variety of materials, including these:
Picking a Meaningful Monogram
Typically, the letters in a monogram necklace need to have some type of meaning for the person wearing it. Personal monograms usually reflect the person’s initials, but a friendship monogram necklace won’t have room for all of your initials if you have a group of several friends. That’s why it might be wise to focus on either first or last name initials.However, you may also choose letters that represent a shared experience. For example, if you all met at Lincoln High School, the initials could read “LHS” or some variation.
Giving Them Out
Try to make giving out your friendship monogram bracelets a special event, as simply handing them out without fanfare is a little boring. Fun ways to distribute your friendship monogram necklaces include these:
By now, you should be chomping at the bit to create and distribute your meaningful monogram jewelry. Contact a jeweler near you and don’t be afraid to invest some real cash. After all, your friends will appreciate it for a lifetime.Learn More
Nothing is more rewarding and yet more nerve-wracking than bringing a new baby home. In truth, you need to invest more than just love and time into your new bundle of joy; you also need to invest money.
On average, it costs approximately $3,500 for each hospital stay to deliver a baby. Even more jaw dropping is the fact that it is projected to cost the average U.S. middle-income family approximately $245,000 to raise a baby born in 2013 to the age of 18. Fortunately, there are ways to decrease that financial stress by gearing up with free baby items.
Buy, Sell, Trade
Many companies and websites now promote the idea of a buy, sell, and trade market. You can find many of these markets located on social media pages as well as throughout newspapers. Enter a search query for buy, sell, trade companies and you will quickly find several thousand results before your eyes.
Buy, sell, and trade markets are great for acquiring free things for your new baby. You could perhaps trade off something you no longer need for credit or for gently used baby items. For example, perhaps you no longer want or need your game system. Playing video games might seem difficult with a new baby in the house.
You can box up the game system and trade for baby items with a similar value. Therefore, selling a game system worth $200 or $300 allows you to choose baby items within the same value range. Perhaps you can score a free stroller or a free crib that way. You may also be able to find free baby samples online.
Make Use of Friends and Family
Do you have a family member or a friend whose child is now growing older? You can talk to your friends and family members to see if they have anything you can use for your baby. They may have anything ranging from clothing to burp rags, baby bedding to unused diapers, and more.
Find Local Organizations
If you find yourself financially struggling, there are many organizations near you that are willing to assist you in acquiring the things you need for your infant. For instance, churches are often willing to help with the cost of a car seat or a safe, suitable crib for your child.
Organize a Mommy Swap Meet
A mommy swap meet has a similar concept to that of buy, sell, and trade markets. However, in this instance, you might be able to both obtain free items for your baby and make a few friends while you are at it.
Pitch ideas to the moms that allow them to all benefit from your swap meet. The moms can all discuss what types of items they need and what items they have to trade. As the organizer, it will be up to you to keep track of everything, such as in a spreadsheet.
Once you have everybody’s information down, you can begin organizing who is going to swap what for what and with whom. This is a great way for busy, financially strapped moms to make life a little bit easier once there is a new baby in the house.Learn More